The New Credit Card Model That Sings Phone Number List

discuss about phone number list
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monira123
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Joined: Tue May 17, 2022 6:59 am

The New Credit Card Model That Sings Phone Number List

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According to the different merchants, the "National Easy Installment" service can support the choice of 3, 6, 12, and 24 installments. It is also the information from the financial self-media: The 24-phase cooperation price of the "National Easy Installment" promotion obtained by the channel dealers is 13.2%, while the market guidance given by the Minsheng Credit Card Center is the
phone number list highest price of 26.8%. That is to say, Minsheng Credit Card Center pushes consumer installment products to agents at APR13.2% of the capital price, and agents can negotiate freely within the price range of 26.8% to expand customers. We make a
phone number list rough calculation based on the final price of the product used by the end customer (24 installments) of 26.8%, and the interest rate actually borne by the customer after conversion exceeds the annualized 24%.

In the current regulatory environment and market competition environment, this kind of interest rate price is a bit ugly if it is endorsed by the identity of the bank. Similarly, for Alipay's Huabei, the annualized interest rate that
phone number list customers choose to pay in installments is within 15%. What is the epoch-making significance of "Easy Installment for All"? Lock in installment income in advance. According to the credit card Phone Number List business income announced by various banks, since 2018, non-interest income has become the main profit component of the credit card business. Among them, the non-interest net income of China CITIC Bank credit card in 2018 was 30.815 billion yuan, accounting for 66.96% of the credit card business income, of which the
phone number list installment business income was 19.310 billion yuan; in the same year, the non-interest income of China Merchants Bank was 20.722 billion yuan, accounting for 31.07%, a year-on-year increase of 38.95% %;

Minsheng Bank's non-interest income was 28.073 billion yuan, and the
phone number list growth rate was also as high as 34%. Normally, it is a relatively long process for a credit card customer to apply for a card, activate it, generate income from using the card, and then receive a marketing invitation for installment. "National Easy Installment" starts directly from the income business from the application stage. From the perspective of revenue, it is indeed a quite perfect "time difference". This alone should not be regarded as an epoch-making significance, right? Moreover, is the
phone number list consumption installment business of "first installment and then card issuance" without card issuance, is it considered a "virtual" credit card? Even so, the financial self-media gave an "open" evaluation of this product. And put forward a bold judgment. According to this "innovative" momentum, traditional banks have the opportunity to reverse the situation that new finance has rapidly squeezed the traditional financial market in recent years, and in turn declare war on BATJ's financial kingdom.
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